5 fintech investors discuss regulation, trends and how to stand out – TechCrunch

Overtime Buy now, pay later (BNPL) has quickly established itself as the go-to method of financing for a variety of purchases, particularly online. The financing model has primarily been available to customers shopping online, but customers outside the U.S. have already dipped their toes into similar alternatives at brick-and-mortar stores. We’re likely to see BNPL offerings become more prevalent at points of sale for a manner of different purchases through 2022. Investors in the space already see BNPL leaving the bounds of retail and entering sectors such as healthcare. “BNPL will become a more popular POS option in 2022, not only across brick-and-mortar stores, but also in sectors like healthcare, where installment payments already exist but have not yet crossed the chasm to digital,” said Frances Schwiep, partner at Two Sigma Ventures. “Overall ticket sizes for healthcare can range between $2,000 and $10,000, making it a perfect candidate for vertical-focused, large...